Cross-Border M&A: BasePoint Capital Acquires British International Personal Finance (IPF) for $733 Million

British-based International Personal Finance (IPF) has officially agreed to a £543 million ($733 million) takeover by BasePoint Capital, a U.S. investment firm. Under the definitive agreement, shareholders will receive 235 pence per share in cash—a 7% premium over the recent closing price. The board of IPF has unanimously recommended the deal, emphasizing that private ownership under BasePoint will provide the strategic backing necessary to scale operations and maximize long-term growth in the competitive personal finance market.

This acquisition highlights a persistent trend of global investors targeting British firms with undervalued assets. Despite a remarkable 70% surge in IPF’s stock throughout 2025, it remained significantly below its 2013 peak of 683 pence, making it an attractive target for BasePoint’s European expansion strategy. By integrating IPF into its private equity portfolio, BasePoint aims to leverage its financial expertise to capitalize on the rising demand for digital lending and personal asset management services in the UK.